Privacy Policy

Last updated: [Insert Date]. This is a general draft policy provided for informational purposes and should be reviewed by a qualified professional before use.

Flux Gainluxor ("we", "us", "our") provides AI-guided contribution timing insights for long-term family investing. This Privacy Policy explains what information we collect, how we use it, and the choices available to you when you use our website and related services (the "Service").

By accessing or using the Service, you agree to the collection and use of information in accordance with this policy. If you do not agree with the terms of this policy, please do not use the Service.

1. Information We Collect

We may collect information in the following categories:

• Information you provide directly — such as your name, email address, and any details submitted through contact forms, account registration, or communications with us.
• Usage and technical information — including IP address, browser type, device information, pages visited, and interaction patterns, collected automatically when you use our website.
• Cookies and similar technologies — used to remember preferences, understand usage, and support the functioning of the Service.
• Financial or portfolio inputs you choose to enter — such as illustrative contribution amounts or timeframes used to generate example outputs. These inputs are used solely to operate the requested feature and are not verified for accuracy.

2. How We Use Information

We use the information we collect to:

• Operate, maintain, and improve the Service;
• Respond to enquiries and provide customer support;
• Personalise content and communications where relevant;
• Monitor usage, diagnose technical issues, and safeguard the security of our systems;
• Comply with legal obligations and enforce our Terms of Service.

We do not use the information you provide to give individualised financial advice, and no part of the Service should be interpreted as such.

3. Legal Basis for Processing

Where applicable data protection law requires a legal basis for processing, we rely on one or more of the following: your consent, the necessity of processing to provide the Service you requested, our legitimate interests in operating and improving the Service, and compliance with legal obligations.

4. Cookies

We use cookies and similar tracking technologies to operate core site functionality and to understand how visitors use the Service. You can control cookies through your browser settings; disabling cookies may affect the availability of certain features. This draft does not include a detailed cookie table — one should be added if specific cookies and third-party trackers are in use.

5. Sharing of Information

We do not sell personal information. We may share information with:

• Service providers who perform functions on our behalf, such as hosting, analytics, or email delivery, under confidentiality obligations;
• Legal and regulatory authorities where required to comply with applicable law, respond to lawful requests, or protect our rights;
• Successors in the event of a merger, acquisition, or sale of assets, subject to equivalent protections being maintained.

6. Data Retention

We retain personal information only for as long as necessary to fulfil the purposes described in this policy, unless a longer retention period is required or permitted by law. When information is no longer needed, we take reasonable steps to delete or anonymise it.

7. Data Security

We use reasonable administrative, technical, and organisational measures designed to protect information against unauthorised access, alteration, disclosure, or destruction. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

8. International Transfers

Information may be processed and stored in countries other than your own. Where such transfers occur, we aim to ensure appropriate safeguards are in place consistent with applicable data protection requirements.

9. Your Rights

Depending on your jurisdiction, you may have rights to access, correct, delete, or restrict the use of your personal information, to object to certain processing, and to request a copy of your data in a portable format. To exercise any of these rights, please contact us using the details on our Contact page.

10. Children's Privacy

The Service is not directed to children, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can take appropriate action.

11. Third-Party Links

The Service may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites and encourage you to review their respective privacy policies.

12. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised "Last updated" date. We encourage you to review this policy periodically.

13. Contact Us

If you have questions about this Privacy Policy or our data practices, please reach out via our Contact page.